We’ve probably all heard about these specialist financial lenders, they’re the companies who will lend you a proportion of your next months wages today in return for a debit card repayment (plus interest) the following month. Designed as emergency, short term loans, these lenders provide a vital service to consumers who have no other means o financial support, such as bank overdrafts or credit cards.
But like everything else I guess, there are scams.
Having been in a position where I’ve been forced to use these companies I’ve learned the scams. These range from up front “Arrangement” fees, really expensive text/SMS message charges, foreign call centres (India seems to be really popular) and unauthorised debit card payments.
I’ve set up a web page specifically to cater for those customers who need urgent funds, using only the companies I have personally used myself. These companies do not scam you, their rates are reasonable, and there’s no hidden charges.
If you’re looking at urgent finance, and live in the UK, try the companies on this page here. You won’t get ripped off.
